If your bank posts in real time then a direct deposit will show up shortly after it arrives as long as the payment date is current or in the past and the various audit and fraud tests pass. If the bank posts at the end of the banking day (usually 3:00 PM local time) then all deposits will be available at the beginning of the next banking day.

1. Green Dot Direct Deposit Time
2. Direct Deposit Time Green Dot

1. The direct deposit according to East Coast time midnight to 1 o’clock if you have your card through a company like H&R Block and hit immediately if it’s through chase bank it should hit immediately some credit unions will post direct deposit around 3 AM.
2. The exact arrival time of funds sent using Direct Deposit can vary by employer. It may take up to two pay cycles for the Direct Deposit feature to take effect. Certain employers and payroll providers may send funds through Direct Deposits 1-2 days in advance of payday.

Find the 2021 VA pay schedule for VA disability, education, compensation, pension, and survivor’s benefits that are paid on a monthly basis. VA payment benefits are are paid the first business day of the following month. If the first business day occurs on a non-business day, weekend or a holiday, VA benefits will be paid on the last business day prior to the first of the month.

See the 2021 VA disability rates or find out if disability rates will increase in 2022.

Direct deposits may arrive sooner for customers of early pay banks such as USAA or Navy Federal Credit Union. These military-focused banks deposit funds 1-2 business day before by releasing funds as soon as they receive the payment details from the VA.

See a list of early pay banks and direct deposit calendars.

What time will my VA disability check be deposited?

Banks process the direct deposit notifications from the VA throughout the day and can’t tell you the exact time your benefits will be available.

2021 VA Pay Dates

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VA Monthly Disability Benefits

VA Disability Compensation

VA disability compensation is tax-free monthly benefit for veterans who have a service-related injury or illness. Generally, the degrees of disability specified are also designed to compensate for considerable loss of working time from exacerbations or illnesses.

Dependency and Indemnity Compensation (DIC)

Dependency and Indemnity Compensation (DIC) and Parents’ Dependency and Indemnity Compensation (DIC) is a tax free monetary benefit generally payable to a surviving spouse, child, or parent of Servicemembers who died while on active duty, active duty for training or inactive duty training, or survivors of Veterans who died from their service-connected disabilities. DIC for parents is an income based benefit.

Veterans & Survivors Pension Compensation

The VA offers two pension benefit programs to help veterans and their families cope with financial challenges by providing supplemental income.

• Veterans Pension: Tax-free monetary benefit payable to low-income wartime Veterans.
• Survivors Pension: Tax-free monetary benefit payable to a low-income, un-remarried surviving spouse and/or unmarried child(ren) of a deceased Veteran with wartime service.

Aid and Attendance and Housebound Benefits

Aid & Attendance and Housebound benefits are an additional tax-free benefit to the Basic Veterans / Survivors Pension.

• Aid & Attendance: Helps qualifying veterans and their surviving spouses pay for in-home care, assisted living-, memory- or nursing care as well as medical supplies and medicines.
• Housebound: Additional assistance for a person who cannot leave their immediate premises unless under the supervision of another person.

Special Monthly Compensation (SMC)

Special Monthly Compensation is an additional tax-free benefit that is paid in cases where a veteran or other qualified applicant needs assistance from another person due to what the VA describes as a “specific disability.” SMC is described as a “higher rate of compensation paid due to special circumstances.”

Basic Allowance for Housing (BAH) Compensation

Monthly Housing Allowance (MHA) (same as the military Basic Allowance for Housing (BAH)) is tax-free monthly housing benefit for veterans utilizing GI Bill benefits and enrolled in school. Veterans receive MHA monthly payments directly and are different than GI Bill payments which are sent directly to the school.

Key Bank Frequently Asked Questions

General Questions

Direct Deposit Questions

Key2Benefits Prepaid Mastercard Questions

General Questions

1. How do I make a payment choice?

You can make a payment choice or change your current choice by logging in to Uplink Claimant Self Service (CSS). Once on CSS, click your name at the top left of the screen and choose Payment Election from the dropdown menu to start the process. You will then be able to link to KeyBank’s secure payment election portal.

2. What are my choices?

DWD provides you with the ability to choose between the following two options:

1. Direct Deposit to a U.S. checking or savings account, or
2. Key2Benefits prepaid Mastercard.

3. What happens if I don’t make a choice?

You will receive a Key2Benefits prepaid Mastercard at the mailing address on file for you on CSS.

4. Can I go into a KeyBank branch for assistance with my payment election, if I have questions with my unemployment insurance payment or if I’m having problems with my Key2Benefits card?

No. KeyBank branch staff members are unable to assist with any inquiries dealing with the UI program. The KeyBank branch team can help with opening a new KeyBank account or they can provide guidance on financial wellness initiatives and products such as savings accounts, mortgages and debt consolidation. If you have questions, contact one of the following:

• Questions regarding your Key2Benefits prepaid Mastercard: call KeyBank at 1-833-459-3452
• Questions regarding your Unemployment Insurance Claim: visit your claimant homepage or reach us via our Contact page.

5. How long does it take to receive payment in my bank account or on my Key2Benefits card after I see the payment on my Uplink CSS Claimant Homepage?

Even if your Uplink CSS Claimant Homepage indicates a payment, it can take until 2pm for funds to appear in your bank account or on your Key2Benefits card. If you have selected a Key2Benefits card, you can go to www.key2benefits.com at any time to sign up for free alerts to notify you when a payments occur. If you not received funding on your card by 2 pm, you can call 1-833-459-3452 for guidance. If you signed up for direct deposit, you will need to contact your bank with questions.

6. Can I review or change my payment election choice?

You can review your choice on KeyBank’s portal. You can access this portal by logging into CSS, clicking your name at the top left of the screen and choosing Payment Election from the dropdown menu. From there you will be able to link to KeyBank’s secure payment election portal.

7. Is DWD collecting my banking information?

No, DWD is not collecting any banking information. When you click on the “Make or Change My Election” link, you will be securely taken to KeyBank’s payment portal.

8. Why did I get a letter in the mail about DWD owing me money?

There are several reasons that a person might receive a notice about DWD distributing more money to a claimant than originally received. Some of these reasons are correction of a reporting error by the claimant or employer or over-collection of a benefit overpayment. Your CSS homepage is the best source of information about the specific reason that you received a letter from DWD about an additional payment.

9. Do I get charged if I contact KeyBank?

No. KeyBank provides unlimited access to service channels, computerized call response (IVR), customer service and the online portal without any fees.

10. Who do I contact if I think someone else is accessing my bank account or Key2Benefits prepaid Mastercard?

If someone is accessing your bank account, report the issue to your bank. If someone is accessing your debit card, report the activity to the Key2Benefits customer service center at 1-833-459-3452.

Direct Deposit Questions

11. I changed bank accounts, now what happens?

If you have chosen direct deposit as your payment method, you must provide this information to KeyBank so that your UI benefits continue to be directly deposited. Log into CSS and choose Payment Election to link to KeyBank’s secure payment election portal. If you changed banks and did not update your account information, your old bank will return the payment to KeyBank. If you have updated your election and provided your new bank information, the payment will be sent to your new bank when your old bank returns the money. If KeyBank does not have your correct bank information, or if you no longer want direct deposit, your money will be placed on a Key2Benefits prepaid Mastercard when your old bank returns the money.

12. If I select direct deposit, how soon will my benefits be available?

Your money will be deposited in the bank account you provide within two business days of the claim voucher being approved.

13. If I select direct deposit, will I receive a card in the mail too?

You will not receive a card in the mail if you timely select direct deposit.

Key2Benefits Prepaid Mastercard Questions

14. If I select a Key2Benefits prepaid card, when will I get my card?

If you elect a Key2Benefits card, the card will be mailed by regular first class mail two business days after you make the election. Please allow 7-10 days for mail time. The card will not be funded yet when you receive it as it typically takes DWD 21 to review and approve an unemployment insurance benefits claim. If you have not received the card, you can check the status on Key2Benefits.com, click on “Check Your New Unemployment Card Status Here.”

15. Can I request the card by next day (2-day) mail?

You can request an expedited replacement card, but there is a $15 fee. To prevent needing this service, be sure to keep your address updated in CSS at all times.

16. What happens to my debit card if it is mailed to the wrong address?

Please keep your address updated in CSS to prevent this from happening. If the card is returned to KeyBank, it will be destroyed. A new card will be issued after you update your address in CSS. Once your address change has been processed, please contact Key2Benefits customer service center at 1-833-459-3452 to request a replacement card.

17. Will I get an alert when a deposit is made on my Key2Benefits card?

Yes. Deposit notification alerts are available. When you receive your card, you will need to create a login to the KeyBank cardholder website at key2benefits.com. Once logged in, you will be able to choose various alerts that can be sent by email or text message.

Green Dot Direct Deposit Time

18. Where is the nearest ATM to me (How do I find the nearest ATM)?

The Key2Benefits prepaid card is Mastercard branded and will be accepted at any ATM where Mastercard is accepted. KeyBank provides both fee free and surcharge free access at KeyBank ATM and Allpoint ATM locations as part of our in-network offering. While your card will work at other ATMs, fees and surcharges may be applied. You can use the ATM locators below to find the nearest ATM location for free access to your funds.

KeyBank ATM Locator: https://www.key.com/locations/index
Allpoint ATM Locator: https://www.allpointnetwork.com/locator.aspx

19. What fees are charged on the new card?

Fee Information: Short Form Long Form

20. Did the fees increase when DWD changed cards?

No. The Key2Benefits prepaid Mastercard has fewer fees than the prior Blue card.

21. How do I report a lost or stolen card?

Please call the Key2Benefits customer service center toll-free at 1-833-459-3452 to report a lost or stolen card.

22. Is there a website where I can manage my new card?

Yes. You can manage your card online at www.key2benefits.com.

23. How long is the Key2Benefits prepaid card good for? (Expiration date)

Direct Deposit Time Green Dot

The Key2Benefits card is good for 3 years from the issue date.

24. Why was there no money loaded on my debit card when I received it? What should I do?

If you elect to be paid on a debit card, you will receive the card in anticipation of your claim being approved. If your claim is not approved, the card will never have money loaded onto it. You do not need to do anything if this happens.

25. If I lose my card can I go into a KeyBank branch to order a replacement card?

No. Replacements cards must be requested through customer service at the toll-free number 1-833-459-3452.

26. How do I set up a PIN for my new Key2Benefits card?

Instructions for the PIN comes on every card carrier attached to the stored value card. Whether it is a new or replacement card, you will need to complete 3 steps. You must activate the card, establish a PIN and sign the card before use. NOTE: you must set a PIN on activation as the card does not come with a preset PIN.

27. What if I do not remember my PIN and I lock my card?

If your PIN is locked, you should call 1-833-459-3452 or go to www.key2benefits.com to reset the PIN. You should not call a local KeyBank branch as they will be unable to assist with this PIN reset request. NOTE: If the PIN is locked, the card can still be used. You can make swipe/dip purchases as credit, do online transfers or make bill payments through www.key2benefits.com.

28. Do I need to use my PIN to use my card?

No, you can make swipe/dip purchases as credit, do online transfers or make bill payments through www.key2benefits.com.

29. What do I do if I still have questions about my Key2Benefits card?

Additional FAQ’s about the Key2Benefits program can be found at: https://www.key.com/business/key2benefits/key2benefits-card-faqs.jsp